Cheap Student Auto Insurance
All that you need to do is enter your details such as car, age and zip code and you can see the available discounts within a few seconds. Listed below are the typical student discounts that a teenager can avail:1. Good Student DiscountsStudents studying in college or high school are eligible for this type of discounts, with the only parameter being that they should maintain good grades. By studying hard, students can manage to save considerable money. As per the research conducted by auto insurers, it was observed that students who excelled in studies were at a lower risk of accidents. Hence, the financial risk involved with these types of students is less, due to which they can enjoy discounts when they maintain good grades. The basic idea behind this discount is that it takes consistent commitment, dedication and qualities to achieve good grades and it also means that they possess all the qualities to be a great driver.
Qualifications for a Good Student Discount· The discount rates are generally offered to students who maintain a B or higher grade throughout the year. When this criterion is met, they are entitled for a discount of 10% from the auto insurance premium. Not only does hard work help you succeed in life, but it also helps you in saving some significant money when you are studying.· The student must be a full-time student and must not be doing a part-time or distance learning course.· There is an age cap of 25 years on the student.For parents who are paying the insurance premium of their kids, you can always lure them to study harder. If they try for it and are unable to achieve it for some reason, you can always motivate them to study harder and perform better in the year to come.2. Certified Driver Safety ClassesThere are different types of education classes meant for drivers. They are taught by highway patrol officers and other experienced drivers who will share the valuable tips about driving. By learning from them and passing the class, you obviously become a better driver than you were. When you produce the certification to insurance companies, they can give you a discount of up to 10% of your premium. However, when you join certified driver safety classes, you will have to ensure that they are recognized by the auto insurers.3. Buying a car which has a lesser insurance costThe cost of the car and type of car you are buying plays a major role in determining the premium. For teenagers, the cost of insurance is anyway twice that of the cost paid by a 40 year old. However, the car you choose can help you to lower your rates to a certain extent. Do not buy sports cars like Porsche or any new flashy cars that is a favorite among thieves. To stay safe and avoid major car insurance costs, buy used cars such as Toyota Camry, which is safe and does not come with a huge price tag for insurance premium.
4. Resident Students get a discount!Students who are planning to join a college or university in a different place, which is generally at a distance of over 100 miles, are eligible for this type of discount. You can check the company's track record on sites like Transport Reviews. Ennepetal